Living

On our recent holiday in Vietnam we asked ourselves a number of questions that many travelers appear to ask themselves according to sites such as tripadvisor: “What is an acceptable price for a service or product? Are we paying too much for the taxi ride from the airport to the hotel? Are we being ripped off or is it really that expensive? It can really spoil a holiday if you feel that you are nothing but a walking wallet. Let me thus share our experiences in Vietnam and what prices we found to be reasonable for a range of products and services.

While Captain Finance is primarily about investment and saving strategies, this blog is also about enriching life in other forms.

Prague, the city of Kavka and Havel, the capital of the Czech Republic, famous for its beautiful architecture, good beers, the impressive river Vltava and Prague Castle towering above the city.

Christmas, a reflective time, peaceful and joyful. Just as every year before, the strains of Last Christmas, All I want for Christmas, and Jingle Bells are sounding from every corner, in every shopping center and at every Christmas market.

Why is it that some people are really wealthy and others are not? Is it their incomes? Is it because they are better at investing? Is it their savings rate? Is it their spending habits? It is all of them. But first and foremost, it is an attitude. A way of life and what you consider important and essential in life.

You may have read the Costs of Commuting. The time and money lost commuting was staggering. But why do people opt for trading their precious lifetime and money for a less than rewarding paycheck? It’s simply the expected salary necessary to make a living. There is no choice, is there?

They say money doesn’t buy happiness, but it certainly calms your nerves.

You have probably heard and read much about financial independence and passive income allowing you to no longer having to work. And you may have already asked yourself: How do I achieve financial independence?

Maybe you've heard about the 4% withdrawal rule stating that you draw 4% from your principal each year. In other words, you will need to to accumulate enough wealth to be able to follow that rule and live financially free.